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USADept411.com provides a nationwide outreach dedicated to creating a unique opportunity for relief for credit consumers experiencing severe financial hardship. We will work together with a number of corporate affiliates in a continuing effort to provide the best solution for your financial situation.

USADept411.com is a consumer advocate debt settlement organization established to help those who have fallen behind on their debt and are now facing the prospect of harassing creditors, law suits, and a damaged credit history. Let us help you manage and settle your debts as an alternative to filing bankruptcy. Our services and information are designed to promptly help you reduce and/or settle your current debts so you can enjoy life once again.

For more information, Sign-up or call now for a Free no-obligation consultation

USADept411.com is backed by more than 15 years of debt settlement experience.
Our debt reduction program is the most powerful way to eliminate your credit card and unsecured debt by reducing the total amount you owe - not just the interest rate. By negotiating a debt settlement, your money problems can become a thing of the past.
We work with your creditors in a non-adversarial nature negotiating a much lesser pay-off on a unsecured debt such as a credit card. When a debt settlement amount has been agreed on by your creditors and paid, your creditors have accepted payment for that debt.

If you're experiencing any type of hardship, this new program can end your unsecured and credit card debt in 24 to 36 months with savings up to 50-70% or more.
   
 
 
Debt Negotiation vs. Debt Consolidation

According to the Debt Solutions of America average client profile the cause of financial problems is broken down accordingly:

Excessive Use of Credit / Over Obligation: 39%
Reduced Income / Unemployment: 24%
Poor Money Management: 15%
Divorce / Separation: 8%
Other: 14%
   
   
 

The following are testimonials from American Financial Service customers.

"You have been quite helpful in an extraordinary relieving way. As a Sergeant in the U.S. army, I am charged with defending freedom and democracy. It is people like you whom I keep in mind when doing so." - Maurice Ivy

"This was my last resort, American Financial has made it so easy! I am very happy doing business with your company and so far the folks I have talked to are incredibly nice and supportive. So thank you so much for your help and responsiveness. Your Customer Service department is great!" - Joanna Sherman

"Thank You for all you and your company have done for us. I will continue to refer friends and family to you when they find themselves in need of the services you offer."- Lori Lynn Evans

"If there should ever be a time again when the road is rockier than we can handle, we will remember to contact American Financial."-Sandra MacLean

"Thank you again for calling me, the information you gave to me, it took off a lot of pressure and stress that I carry on my Shoulders!"- Maribel Fernandez

"I am currently a customer of American Financial, and so far I have been very happy with the service. After sending out the cease and desist letters, my creditors finally stopped calling me." -Patricia Lambert

"I have been in your program since February of 2003 and I am very pleased, with each settlement is another success."- LeVier Byrem

My name is Fran Kehoe and I just wanted to take some time to let you know how much you have helped me and my family. You always help me out and I feel like I can always contact you to ask for assistance. Keep up the excellent work." -Fran Kehoe

"Thanks so much for your consistently excellent support with the issues surrounding my account. You are a genuine credit to American Financial and it's a pleasure to deal with you always."-A Capo

"I would first like to say to American Financial and staff for their diligent work on my account, I deeply appreciate all the help that has been given to me." -Jerry Lankford

"Thanks for helping me out in my time of hardship and your customer service is well above and beyond than I could expect." -Jared Jeffrey

**If you are pleased with our service and would like to share your experience with others, please let us know.


Creditor Testimonials CREDITOR TESTIMONIALS


“I think you guys do an excellent job. Every time I call you, you get back with me. You let me know if there are funds available to settle with. I like how you actually have access to checking the availability of funds, instead of just having us wait and we don’t hear back from anyone. You guys at American Financial always call us back and let us know. The payments are done in a timely manner, and the cardholders that I speak with seem to be satisfied with your service as well.” - Tracy Louis, Fleet

“I have had Wonderful, Wonderful customer care service at American Financial Service. I always get results when I talk to you. You’re the only one that I really seek out to call, because I don’t think anyone else would give me that kind of service. I get Personal Service. One of the things I really like is that you get back to me in a timely manner.”
- Martha, Household Credit Services


“I have has a very good experience, both with your clients and your representatives. You are very Quick with the settlement paperwork, and everything always goes smoothly.”
- Mr. Brown, NCO Financial (Supervisor of American Express)


“I feel that American Financial is very good about contacting me when I call them. They do a great job of handling the accounts that we have here at Chase. They work extremely well towards the client’s resolution of their account.” - Susan, Chase


“American Financial Service has helped us on several accounts, settling them in a timely fashion. I’d like to personally thank your negotiators for a job well done.”
- Melva Dickson, FMA Alliance


“Our Experience with American Financial Service has been great. You guys have friendly customer service. You get back to us really quick, and everything is really great! Out of everyone I work with, I like AFS the best overall, very much.”
- Todd Johnson, Capital One

   
  For more information, Sign-up for a Free no-obligation consultation 
 

 

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